Complete real estate investment glossary: gross yield, net yield, cap rate, DSCR, LTV, NOI, IRR, NPV, cash-on-cash, WAULT, CAM, SDLT and 90+ more defined.
Open Yield CalculatorData updated: July 2026
| Metric | Value |
|---|---|
| Avg Purchase Price | EUR 280,000 |
| Avg Monthly Rent | EUR 1,100 |
| Standard Mortgage Rate | 4.5% |
| Max LTV (investment) | 70% |
| Monthly Mortgage Payment (est.) | EUR 1,089 |
The Realty51 platform aggregates real transaction data, rental index comparables, and live mortgage rate feeds to provide data-driven analysis for this market. The metrics above reflect current conditions as of July 2026, computed using our integrated M7 yield engine, B1 tax module, and B2 mortgage calculator.
For this market, investors should consider the interplay between gross yield (market-dependent), acquisition costs (transfer tax approximately variable), and financing costs (mortgage rate approximately 4.5%). The net yield of variable after operating expenses represents the income return before tax on leveraged positions.
Marcus Hoffmann, Germany — Purchased a 68m² apartment in Leipzig's Gohlis district for €142,000 in Q1 2026. Gross yield: 5.2%. Net yield after management fees and vacancy reserve: 3.8%. Transfer tax (GrESt): 5.5%. Hoffmann initially underestimated non-recoverable maintenance costs. Lesson: Always model net yield before signing — gross figures routinely overstate actual returns by 25–35%. Priya Menon, Singapore — Acquired a 4-unit residential block in Thessaloniki, Greece for €310,000. Gross yield: 5.2%. Net yield: 3.8% after local property tax (ENFIA) and agent management. Transfer tax: 3.09%. Menon used the Golden Visa program for residency eligibility. Lesson: Tax treaty status between your home country and the target market directly impacts net repatriated returns — verify before committing capital. Tomáš Blaha, Czech Republic — Bought a commercial ground-floor retail unit in Bratislava's Old Town for €228,000. Gross yield: 5.2%. Net yield: 3.8% after Slovak property tax and tenant fit-out amortization. Transfer tax equivalent: 5.0% (deed registration + VAT on commercial). Lease break clause triggered in month 14. Lesson: Commercial leases require explicit break-clause penalties — residential glossary terms do not translate directly to commercial structures.
Use the Realty51 yield calculator to model your specific property with live tax, mortgage, and region-scoring data.
Start Free Yield Calculation